Posts Tagged ‘Customer’
The first thing I asked was Do you have Internet customers? That before they even told me he had no website or to videos, not published anywhere, only to contacts by Chat, Skye and Face book.
While you are using the Internet to contact people I would not call this mode “Internet business” We have done a lot of questions to understand.
Where are the customers Internet?
If you are also in the network, the Messenger and Skye. In Face book you get a customer depend on how much you social life, how many contacts you have? Only they see your updates. And in the instant messenger depends on how many of your contacts are online.
But the bulk of Internet customers interested in products, business opportunities, which is what matters to a dealer, they are doing searches on Google, You tube, etc. Also in social networks.
What are the looking?
Existing publications are: blog, videos, etc. It is by these means that we can just talk about “to take into account the needs of customers”
If someone looks and comes to a Web site, hoping to find what you need what’s for me here?
In short, doing business online should be taken into account.
* The tool we use. How many customers want to go?
* Offer information. There is business that is offered when there is demand.
* Ensure communication to establish trust. People buy where they feel better.
* Provide after sales service. Keeping a customer costs less to get new customers.
Accepting the request of the customer and give credit, may be a way to increase our sales and create or maintain a business relationship with that customer. However, accepting the credit can be significant problems of liquidity, or the risk that the client does not pay on the agreed date or even not get us to pay.
In the case of large companies, they have a credit and collections department that allows them to efficiently manage credit and collections thereof. But in the case of small companies or businesses, the decision to give credit to a customer is not something we can leave it to intuition, but is a decision that we should assess it.
Let’s look at some tips you should take before deciding to give credit to a customer:
- First must assess whether we are able to extend credit. If, for example, recently we have started our company and we are short of cash, may not be very convenient to sell even to credit.
- The second is to assess the customer who requests a loan, which includes evaluating your time to market, his business experience, credit history, your ability to pay, etc. Information can be accessed through government agencies, credit bureaus, suppliers of the customer, and the same customer.
- Is necessary to assess either the client, however, the depth of the assessment will depend on the confidence we have in the client and the amount of credit. For example, for a single sale of a few bucks, not worth spending so much time and money investigating the customer.
- If after making our assessment we are still not very convinced of the client’s ability to pay, we must bear in mind that there is always the possibility of requesting some kind of warranty.
- Once we agree to give credit to a customer, you must specify clearly the conditions of the loan and, if possible, you should sign a contract that also includes debt and deadlines, including penalties for late payments.
- We avoid possible credit sales, and if at some point we do not have enough liquidity to extend credit to accept, we must be frank and kindly notify the customer that the problem you ask us.
Finally, a council relates to the granting of credit is to have a program or software that allows us to store information and customer history, and includes detailed records of customer behavior to credit, for example, how were slow pay, how often fell behind in payments, etc.
So that we can better manage our credit and collections, and, above all, we have information that will help us better assess our clients when we subsequently requested a new loan.
Initially all the cards have been prepared as a means of financing purchases on credit and not the money available because it involves additional costs. Learning to use a credit card is very important, the most important principle is to distinguish between the use as a means of payment and not as a means of providing cash quickly and easily.
Withdraw cash from credit card at an ATM or bank to bring the cost of at least 4%, in some cases may be much higher. For example, if we withdraw € 500 directly should pay 20 € for a loan, not to mention the commission to perform cash register, if not the same entity as the card.
Payments vary depending on each card. In any case, delay the payment of money provisions can be very destructive and expensive. Some cards set to pay off debts in monthly installments at the end of the month, in this case the customer does not pay interest on money that is removed, but every other setting interest rates.
Other useful tips on how to make credit card purchases on credit provided they do not wear a flower on it. suggestion is to keep capital in the account and pay interest every month of purchase. In this way we use capital returns and buy on credit without paying interest.